||Benefits of Cash Back Credit Cards
Cash back cards are those credit cards which give bonus points when purchases are made
using that cards. Sometimes these cash back cards team up with a specific retailer and award “gift cards”
for people to make use of their cash back points. This is a
good deal, and these cash back cards offers much better value.
Since for majority of people, getting cash back is much preferred over
getting air miles, products, services or any other reward, and if you
use your credit card frequently, cash rebate credit cards give you a lot of money in return. Some cash rebate cards have a limit on how much of a rebate you get back.
Often these cash rebate credit cards carry higher fees and APR
than most other credit cards. You should not carry a high balance on these cards at any time, as it ends up being very costly.
You should always pay off your balance at the end of the
month. This is how your APR will not have a negative effect on the interest fees. Paying off your bill monthly will
allow you to take full advantage of the cash rebate reward.
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You should find out how much reward you will get with each purchase, and what the cash rebate limit will
be before you decide upon a cash rebate credit card. Once you have reached the cash rebate
limit mentioned, the card issuing banks will send you a check, deposit the reward into your bank account, or add the reward to your credit card.
Make sure to inquire about the credit limit, fees, and other related
queries that you feel you should know about before making a
Recommended Books :---
How to Be More Credit Card and Debt Smart (Volume 1): Powerful Financial Management Strategies for Saving Money on Your Credit Cards and Debt! by Scott Bilker (Paperback - Jul 2002)
Making Big Money Investing in Foreclosures: Without Cash or Credit by Peter Conti and David Finkel (Paperback - Aug 15, 2003)
Cashback by James Duncan (Paperback - Aug 6, 2007)