||Debt Consolidation and Credit Repair
Many people with high debt can find help or debt relief through many avenues of debt resolutions that are available
with many financial advisors. But knowing which way to go in resolving financial
debt problems is very confusing and difficult job which
compels many people to give up before they even get started.
Some survey recently conducted stated that an average American carries over $8,000 in credit card debt alone
and hence proper financial management must be the first step in addressing
anybody's credit problems.
Loose weight without medicines, step by step
A foolproof, science based diet that will reduce your weight by 12 to 23 pound Click Here!
Eliminate your diabetes, we can help you destroy
Improve your sex life -- overcome your frustration
Self improvement and motivational guru gives simple
tips to success - must listen
Survive in Bed Click Here!
Increease your breast size by 2 cups, naturally and without surgery Click Here!
This Single Mother Makes Over $700 per Week Helping Businesses With Their Facebook and Twitter Accounts. You too can earn extra money. Click Here!
Earn money with simple online job works. Click Here!
In America CCCS ( Consumer Credit Counseling Services ) offers
guide to financial planning and debt management options for
free. People can choose a local consumer credit counseling agency
and attend their free workshops on budgeting, financial planning
& free counseling in debt settlement or debt relief strategies.
If you are looking for debt settlement for credit card debts through a refinancing,
these CCCS can work with financial institutions for you and
get a better deal. But while doing this keep in mind that
these CCCS sometimes get a percentage amount of your settlement
from the financial institution even though they would not ask
you for commission. Hence sometimes there is conflict of interest in some cases,
and hence in order to receive not only free credit counseling, but your best deal, make sure you
have plenty of questions to clear your all doubts regarding any debt relief transactions.
You can also seek the help of financial management business or law
firm approved by the Better Business Bureau. Professional negotiations to an agreed upon amount is a common
way of consolidating your debt. This can provide you workable plan
& help you get debt free so that you can repair your credit reports over a reasonable
period of time.
Before finally arriving at the decision, make sure you
compare all options available with you. You can verify the legitimacy of a consumer credit counseling agency by checking to see if they are registered with the Association of Independent Consumer Credit Counseling Agency or the National Foundation for Credit Counseling.
Many consumer credit counseling agencies would keep the companies you owe money to off of your back while you make minimum payments to them. A
good counseling agency would take your payment and then forward it to the creditor you owe money to
so that you can focus on successfully avoiding future financial crisis and issues.
Books on Debt Consolidation
Managing Debt For Dummies (For Dummies (Business & Personal Finance)) by John Ventura and Mary Reed (Paperback -
Debt Consolidation 101 by Kathleen Marie (Paperback - 2005)
Credit Hell : How to Dig Out of Debt by Howard S. Dvorkin (Paperback -
How to Settle Your Debts by norman H. Perlmutter (Paperback - 2004)
Repair Your Credit and Knock Out Your Debt by Jeff Michael (Paperback -
Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe by Liz Pulliam Weston (Paperback -
Credit Card Debt: by Alexander Daskaloff (Mass Market Paperback -
The Complete Cheapskate: How to Get Out of Debt, Stay Out, and Break Free from Money Worries Forever by Mary Hunt (Paperback -
The Complete Credit Repair Kit (+ Cd-Rom) (Complete Credit Repair Kit) by Brette McWhorter Sember (Paperback -
7 Steps To A 720 Credit Score by Philip X. Tirone and Jocelyn Baker (Paperback -
Dirty Little Secrets: What the Credit Bureaus Won't Tell You by Jason Rich (Paperback -
Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future (2nd Edition) by Liz Pulliam Weston (Paperback -