||How To Protect
Yourself From Credit Card Fraud - Identity Protection
Nowadays credit card fraud is very common. This type of
frauds include stealing the card, stealing personal secret
information, misusing the IT, etc. Victims of such credit card fraud
goes through a lot of hassle and stress. As a credit card
owner, you should always take care of the security features that
are included with the card. Get only that credit card which
offers plenty of security features. Although the consumers are becoming
aware of the fraud situation, and always look for ways to protect
themselves, personal safety and care must be taken care.
Ways to protect yourself from fraud :--
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1. The best way to protect yourself is to check your monthly
statements. If your card numbers have been misused or money is
wrongly deducted you will get instant idea about it. Also you
can check it online or calling the toll free number. If you notice any
fraudulent charges or suspect anything wrong, you should instantly contact your
card issuing company and inform them.
2. Protect yourself from internet or email fraud. There are
lot of fake emails and fake websites that are going around
just to steal your credit card numbers. Beware of them.
3. Don't hand over your credit card to someone else even if he
is your friend. When you hand it to purchase counter to make a payment, ensure that it is given back to you
as soon as card is processed. Handle it carefully and don't
lose it anywhere else.
4. Credit card fraud happens because credit card holders are not being aware of how to protect themselves.
As soon as you suspect credit card fraud, you should contact your bank or company.
In this way, you can let them know what has happened so that
they can stop the payment process by interrupting the
5. If someone has actually stolen a your credit card, or has obtained enough information about you to start applying for new loans
& credit cards, your credit score is going to be adversely effected.
In some cases, identity fraud victims may even be arrested for crimes they havenít
committed since authorities take this matter seriously.